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Speedy's 2 Phase Launch

Rollout Q2 2026 , focusing on chargeback losses ($30B+ annually ). Targets 25,000 existing merchants initially. Strategy: Prioritize partnerships with large payment processors over individual merchants for efficiency. The FPS platform eliminates 100% of chargeback losses for processors. Small, automated Merchant Cash Advances (MCAs) cover chargebacks/bounced fees for merchants, secured by future receivables. Expected 25% ROI per 2-week cycle. $2.5M deployed within 90 days, projecting 100% ROI. Data gathered to raise $100M+ debt financing for scaling.

Year 1 Projected: Loan Pool: $31.8M, Cash Flow: $41.0M
Year 2 Projected: Loan Pool: $581.9M, Cash Flow: $749.7M
Year 3 Projected: Loan Pool: $9.57B, Cash Flow: $12.37B

Relaunch revolutionary "free franchise" model. Target: 3,000+ revenue-generating sales offices by 2027. Unique Model: No upfront cost for existing sales offices. Franchisees get "business in a box" (tech, marketing, all 8+ products). Speedy retains 100% revenue, ~50% profit, no franchisee operational expenses. Franchisees get stock options. Proven Demand: Pilot onboarded 73 offices in 3 weeks (vs. largest financial franchise-Century 21's - 17 in 52 weeks) with over 1,000 offices waiting.


Data Room Documents

The reader of all SHG docs agrees to the provisions set forth on those certain "Disclaimers" located at https://www.finalis.com/disclaimers, and the terms thereof are incorporated by reference as though fully set forth herein. References therein to (i) "Company" mean the entity in connection with this transaction (together with its affiliates, subsidiaries, successors and assigns), (ii) "Banker" means the registered representative of Finalis Securities LLC in connection with this transaction, and (iii) "Bank" means Spike Capital. Securities are offered through Finalis Securities LLC, member FINRA/SIPC.